Business Accounts


This high value account, with no monthly service fees, is designed for businesses that need a low cost account that still can provide a suite of electronic banking services. With your first 150 transactions for free, this account can help your cash flow while adding the convenience of card processing services and remote deposit capture.

  • No monthly service charge!
  • First 150 transactional items are free. $.30 for each transactional item, over 150, per statement cycle.
  • Delegate varying levels of authority to multiple users.
  • 15 Free Online Bill Pays per month. $.50 for additional monthly Bill Pays.
  • $100 Minimum balance to open

Available Business Banking Services2


Save time and money with a robust offering of electronic services that brings the bank to your office. This account allows for a larger variety of Business Banking Services including the ability to send funds via Wire or ACH using our Cash Management online platform. It also has an earnings credit that can help reduce monthly charges.

  • No monthly service charge!
  • Interest or Earnings Credit paid on average collected balances.
  • Transactional items are only $.20 each
  • Delegate varying levels of authority to multiple users.
  • 15 Free Online Bill Pays per month. $.50 for additional monthly Bill Pays.
  • $100 Minimum balance to open

Available Business Banking Services2

  • Mobile Deposit
  • Remote Deposit Capture
  • Cash Management Services
    • Online ACH
    • Online Wires
    • Positive Pay
  • Lockbox Services
  • Card Processing Services3
  • Business Credit Cards3
  • Business Check Cards3

  • Interest paid on average collected balance in excess of $2,000. Please ask about our rates.
  • $100 Minimum balance to open.
  • Six free withdraws per month. $10 per withdraw thereafter in any one statement cycle.
  • Interest or Earnings Credit are compounded and paid quarterly.
  • $100 Minimum balance to open.
  • $5 Monthly balance fee or free with a $500 or more minimum daily balance.
  • Three free withdrawals per month. $2 per withdrawal thereafter in any one statement cycle.
By committing to keep your investment with Grand Bank for a longer duration in a Certificate of Deposit (CD), you can earn interest at a higher rate than that of a traditional savings account! Please ask about our current rates and terms.
By taking advantage of Grand Bank’s partnership with CDARS, you can have additional FDIC insurance on available Certificates of Deposit up to $50,000,000 providing you peace of mind as well as receiving one statement for all your investments! Please ask about our current rates and terms.
Whether you are establishing a business or managing a mature company, we understand that businesses need a range of options to support operations and fuel growth. You need customized solutions that meet your specific needs and we are pleased to offer many different types of lending opportunities including:

  • Revolving Lines of Credit
  • Term Loans
  • Equipment or Vehicle Financing
  • Construction Loans
  • Commercial Real Estate Financing
  • Oil and Gas Loans
  • Letters of Credit



1 Limited to 6 withdrawals per month, excluding in person and ATM transactions.
2 Available Business Banking Services may vary by account type and are subject to approval.
3 Cards are offered with Grand Bank approval and subject to daily limits. No transaction charge when using your Visa/Business Check Card for ATM transactions at Grand Bank facilities.