Personal Checking and Savings

Grand Bank has personal banking products that are second to none!  The best internet banking and bill pay in town, Free Checking that earns interest, Free ATM use at all QuikTrip ATM’s as well as Kum & Gos in Tulsa!  Add great rates and the best customer service you’ll find anywhere…guaranteed!  What more could you ask for?

DEPOSIT PRODUCTS

  • Grand Free Checking Plus

    The perfect account for individuals, trusts and estates. Enjoy unlimited check-writing and no monthly service fee. PLUS interest on $1,000 or more.
    Details Below
  • Grand Investor Checking

    Grand Bank's Investor Checking is for individuals and non-profits that want to earn a great return on their investment without paying tons of fees. You'll also enjoy unlimited transactions and free Grand Bank Checks as well as many other services.
    Details Below
  • Grand Adventures Club Checking

    The best account in Oklahoma for customers 50 and better! It's more than just a checking account, it's relationships and fun for the community. Join us for the adventure!
    Details Below
  • The Grand Cash Management Account

    For individuals, partnerships, and corporations who want a grand return on liquid savings, the Grand Cash Management Account shows just how highly you rate at Grand Bank.
    Details Below
  • Grand Savings

    A good, old fashioned way to save for...rainy days, emergencies, vacations, special occasions, or just because. Sit back and watch your account grow!
    Details Below
  • Certificates of Deposit

    Save for the long term. We have certificates of deposit from 3 months up to 4 years. Earn interest at a competitive rate. Ask for a current rate sheet.

PROTECT YOUR MONEY

  • FDIC Insurance

    FDIC deposit insurance increased to $250,000 per depositor.
  • CDARS Program

    Additional FDIC insurance is available on Certificates of Deposit through our CDARS Program. In short, any organization or any individual who wants to combine the convenience of working with a single bank with the security of FDIC insurance can benefit from CDARS. Ask for details!!
  • Bounce Protection

    Depending upon the type of checking account you have at Grand Bank, Bounce Protection is an overdraft privilege limit that is automatically assigned to your account. There is no action required on your part. You do not need to sign anything. Your Bounce Protection limit may be available for checks and other transactions. Also at your request, we may authorize and pay ATM transfers or withdrawals and everyday debit card purchases using your limit. There is no additional cost associated with this privilege unless you use it and then you will be charged our standard paid item OD fee for each item paid under the limit. If you are a new Grand Bank customer, you may be able to use the overdraft privilege limit assigned to your account 30 days after the account is opened. Ask to speak to one of our Personal Bankers for more information. (Bounce Protection Information Brochure)

ACCESS YOUR MONEY

  • Online Bill Pay

    No more running to the post office to purchase stamps. Save time and money with our Online Bill Pay. You may pay your bills by check or by electronic payment. Pay your bills, on your time, from the convenience of your home or office! Bills can be scheduled to pay automatically each month or you may change the amount each month.
  • TransFund

    Our participation in the TransFund network gives our customers a fast, easy way to handle routine transactions day or night. There are hundreds of TransFund locations throughout Oklahoma. ATM withdrawals are free at hundreds of QuikTrips in Oklahoma as well as Kum & Gos in Tulsa! To find a location near you, logon to www.transfund.com to access the TransFund No-Surcharge ATM Locator.
  • The Banker's Assistant - 24 Hour Telephone Banking

    Access your accounts day or night with our 24-hour telephone line. Account balances, transfers, and rate information is readily available. You may access your account information by calling the following numbers: Tulsa & Bixby 918.477.3300; Claremore 918.342.4777; Toll-Free: 1.866.865.3300.
  • Grand Bank Online

    See your account online, view check images, or balance your checkbook from the convenience of your home! You may transfer funds between accounts, view rates, research and print account information and much more!
  • Mobile Banking

    Offered in connection with Grand Bank Online, this browser based mobile banking solution enables you to use cell phones, PDA's or other mobile devices to view account balances and transaction history, initiate account transfers and pay bills from anywhere.
 

OTHER SERVICES

VISA Check Card

Many people prefer to pay with a credit card – but don't want to pay the finance charges. Now you can enjoy the convenience of paying for goods and services with a VISA Check Card. Upon approval, you can use it at most locations where VISA Check Cards are accepted (which is just about everywhere) and have those purchases deducted directly from your checking account. It also makes record keeping a snap.

VISA Gift Cards

The perfect gift! Give the special people in your life the best gift of all...the gift of choice. The Grand Bank Visa Gift Card is the perfect gift for holidays, birthdays, weddings, graduations, or any other gift-giving occasion. Check it out...ask for details!

 

Personal Banking Products

GRAND BANK ACCOUNTS***

GRAND FREE CHECKING PLUS

GRAND ADVENTURES
CLUB CHECKING

GRAND INVESTOR CHECKING

GRAND CASH MANAGEMENT MONEY MARKET**

GRAND SAVINGS**

Minimum Balance to Open $100 $100 $100 $100 $100
Interest Paid on Collected Balances On $1,000 or more Variable-Rate Tiers based on collected balances of $2,000 or more. Ask for current rate sheet. Variable-Rate Tiers: Ask for current rate sheet Variable-Rate Tiers: Ask for current rate sheet Compounded and Paid Quarterly
Monthly Fee Based on Available Balances Free Free > $2,000 in checking or $10,000 in total deposits
$4.95 per month if below
Free > $25,000
$10 per month if below
Six withdrawals free**
$10.00 each thereafter
Free > $500
$5.00 per month if below
$2.00 per withdrawal after three
Monthly Statement with Check Images Yes Yes Yes Yes Statement mailed quarterly
Images not available
Free Online Banking Yes Yes Yes Yes Yes
Online Bill Pay No monthly fee
15 free bills per month
$.50 each > 15
No monthly fee
15 free bills per month
$.50 each > 15
No monthly fee
15 free bills per month
$.50 each > 15
N/A N/A
ATM*
Visa Check Card*
Yes Yes Yes ATM Only ATM Only
Bounce Protection Limit
(click here for more info)
$600 $600 $600 N/A N/A
eStatements
(click here for more info)
Yes Yes Yes Yes Yes
Additional Benefits   Free Grand Adventures Checks, Free Cashier's checks (5 per month)      
* Minimal fees using non Grand Bank facilities...Ask for details. Cards are offered with Grand Bank approval. No transaction charge when using your Visa/Check Card for check card transactions at Grand Bank facilities or QuikTrip locations as well as Kum & Gos in Tulsa.

** There is no limit to the number of transfers or withdrawals you make in person at the bank or at an ATM. However, Money Market and Savings Accounts are limited to 6 withdrawals or transfers, which include Internet transfers, Check Card transactions, automatic transfers, pre-authorized payments, third party checks and drafts, telephone, and wire transfers. To comply with federal regulations, we may be required to close your account for exceeding these limits.

*** Grand Bank reserves the right to monitor accounts accordingly and to adjust charges accordingly.