Business Banking Solutions

Grand Bank specializes in business banking.  With unique products like Business Online Banking and Remote Check Deposit, you can truly become your own banker.  When you add quick on-site loan decisions and the friendliest, most experienced banking staff you’ve ever seen… Grand Bank is Northeast Oklahoma’s best bank for businesses!

Remote Deposit Capture

This innovative commercial services product allows businesses to process their check deposits from a computer without making a daily trip to the bank - allowing you to focus on your business and submit your deposits on your schedule. Watch a short video about how Grand Banks Remote Deposit Capture can make your business banking easier!



  • Free Business Checking

    Designed as a free account for businesses with fewer than 300 transactions per month. Transactions include: checks written, items deposited, deposits and transfers. Great for small or family businesses. There are no minimum balance requirements.
    Details Below
  • Commercial Checking

    Commercial Checking is designed for corporations with a larger transaction volume. Monthly fees may be offset by earnings credit. Earnings are based on monthly deposits and credit is applied monthly to fees incurred.
    Details Below
  • Grand Savings

    A good, old fashioned way to save for...rainy days, emergencies, vacations, special occasions, or just because. Sit back and watch your account grow!
    Details Below
  • Certificates of Deposit

    Save for the long term. We have certificates of deposit from 3 months up to 4 years. Earn interest at a competitive rate. Ask for a current rate sheet.
  • Remote Deposit Capture

    This innovative commercial services product allows businesses to process their check deposits from a computer without making a daily trip to the bank - allowing you to focus on your business and submit your deposits on your schedule.
    More Info
  • Courier Service Available

  • Convenient way to bank no matter where your office is located. We provide regularly scheduled pickups by a bonded courier service. Our courier service may be free based upon collected balances.
  • The Grand Cash Management Account

    For individuals, partnerships, and corporations who want a grand return on liquid savings, the Grand Cash Management Account shows just how highly you rate at Grand Bank.
    Details Below


  • Online Bill Pay

    No more running to the post office to purchase stamps. Save time and money with our Online Bill Pay. You may pay your bills by check or by electronic payment. Pay your bills, on your time, from the convenience of your home or office! Bills can be scheduled to pay automatically each month or you may change the amount each month.
  • Free ATM Usage

    Our participation in the TransFund network gives our customers a fast, easy way to handle routine transactions day or night. There are hundreds of TransFund locations throughout Oklahoma. ATM withdrawals are free at hundreds of QuikTrips in Oklahoma! To find a location near you, logon to or download the Transfund App to access the TransFund No-Surcharge ATM Locator.
  • The Banker's Assistant - 24-Hour Telephone Banking

    Access your accounts day or night with our 24-hour telephone line. Account balances, transfers, and rate information is readily available. You may access your account information by calling the following numbers: Tulsa & Bixby 918.477.3300; Claremore 918.342.4777; Toll-Free: 1.866.865.3300.
  • Grand Bank Online

    See your account online, view check images, or balance your checkbook from the convenience of your home! You may transfer funds between accounts, view rates, research and print account information and much more!
  • Business Online Banker

  • (Payroll, ACH, Accounts Payable, Wires...)
  • Eliminate the stress of processing payroll, accounts payable and receivable, and the cost of check printing. Send payroll directly to employees wherever they bank. Bill your customers directly each month from their account. Online Business Banker also has the ability to send wires for your company and much more!
  • Mobile Banking

    Offered in connection with Grand Bank Online, this browser based mobile banking solution enables you to use cell phones, PDA's or other mobile devices to view account balances and transaction history, initiate account transfers and pay bills from anywhere.
  • Mobile Check Deposit

  • Our mobile banking app allows businesses and individuals to securely and conveniently deposit checks from their smartphone or tablet. Personal and business-sized checks are accepted. Deposit cut-off times extended until 7pm.


  • VISA Business Check Card

    Visa business check cards help meet the day-to-day payment needs of business owners and their employees. The card is an efficient option for small businesses to draw on funds in their business DDAs to purchase goods and services as well as to automatically pay recurring bills. And it provides business owners with control, flexibility, and the power to track transactions, log expenses for tax purposes, and view line item detail on purchases.
  • VISA Gift Cards

    The perfect gift! Give the special people in your life the best gift of all...the gift of choice. The Grand Bank Visa Gift Card is the perfect gift for holidays, birthdays, weddings, graduations, or any other gift-giving occasion. Check it out...ask for details!


  • FDIC Insurance

    FDIC deposit insurance increased to $250,000 per depositor.
  • CDARS Program

    Additional FDIC insurance is available on Certificates of Deposit through our CDARS Program. In short, any organization or any individual who wants to combine the convenience of working with a single bank with the security of FDIC insurance can benefit from CDARS. Ask for details!!
  • Bounce Protection

    Depending upon the type of checking account you have at Grand Bank, Bounce Protection is an overdraft privilege limit that is automatically assigned to your account. There is no action required on your part. You do not need to sign anything. Your Bounce Protection limit may be available for checks and other transactions. Also at your request, we may authorize and pay ATM transfers or withdrawals and everyday debit card purchases using your limit. There is no additional cost associated with this privilege unless you use it and then you will be charged our standard paid item OD fee for each item paid under the limit. If you are a new Grand Bank customer, you may be able to use the overdraft privilege limit assigned to your account 30 days after the account is opened. Ask to speak to one of our Personal Bankers for more information. (Bounce Protection Information Brochure)


Business Banking Products






Minimum Balance to Open $100 $100 $100 $100
Interest/Earnings Credit paid on Collected Balances None Earnings credit paid on average collected balance and is based on 91-day T-bill rate Variable-Rate Tiers:
Ask for current rate sheet
Compounded and Paid Quarterly
Monthly Transaction Fees 300 Free transactions and items $.25 each over 300 $7.00 per month
$.20 per debit
$.20 per deposit
$.10 per transit item
Six withdrawals free** $10.00 each thereafter Free > $500
$5.00 per month if below
$2.00 per withdrawal after three
Monthly Statement with Check Images Yes Yes Yes Statement mailed quarterly
Images not available
Free Online/Mobile Banking Yes Yes Yes Yes
Online Bill Pay No monthly fee
15 free bills per month
$.50 each > 15
No monthly fee
15 free bills per month
$.50 each > 15
Business Online Banker
(click here for more info)
$14.95 per month $14.95 per month N/A N/A
Business Check Card*
Yes Yes ATM Only ATM Only when tied to checking
Bounce Protection Limit
(click here for more info)
$600 N/A N/A N/A
(click here for more info)
Yes Yes Yes Yes
* Minimal fees using non Grand Bank facilities...Ask for details. Cards are offered with Grand Bank approval. No transaction charge when using your Visa/Business Check Card for check card transactions at Grand Bank facilities or QuikTrip locations in Oklahoma.

** There is no limit to the number of transfers or withdrawals you make in person at the bank or at an ATM. However, Money Market and Savings Accounts are limited to 6 withdrawals or transfers, which include Internet transfers, Check Card transactions, automatic transfers, pre-authorized payments, third party checks and drafts, telephone, and wire transfers. To comply with federal regulations, we may be required to close your account for exceeding these limits.

*** Grand Bank reserves the right to monitor accounts accordingly and to adjust charges accordingly.